The Financial Education You Never Received

I don’t know about what school was like for you, but when I went through school financial education was pretty much non-existent.

I seem to recall one small class on financial education that covered balancing a cheque book and other basics like that. Other than that though, learning how money works wasn’t a subject we were taught in school.

My Own Financial Education

For over a decade now I’ve been on my own mission of financial education that has included reading books, attending seminars, hiring coaches and working with mentors. It’s through this quest for knowledge that I’ve been able to get a much better understanding of what money actually is, and how our financial systems operate today.

Thanks to the internet there is a never ending supply of information available at your fingertips. The challenge is knowing what’s good and accurate and what isn’t. I have a select number of sources that I follow because of the quality of the information they provide, and there’s no shortage of information about how our banking and financial systems work if you look for it.

The Financial Education You Need Won’t Come From Schools

While a large segment of the population is waking up to the scam that has been perpetrated against us, the vast majority of “sheeple” are still in the dark and have no idea how our money system actually works.

Your Financial Education Begins When You Understand That Every Dollar In Existence Is Created As Debt

Once you understand this simple truth, you realize that interest is an instrument of financial enslavement. The money in circulation has been created out of thin air and circulates in the economy, but the money to pay the interest has never been created so we’re simply playing a game of financial musical chairs and when the music stops someone loses their car or home, and the bank gains the asset.

Why Don’t Schools Teach Financial Education?

I’ve often wondered why financial education isn’t taught in school just like math, English and science. In truth, I think it needs to be a core subject. It’s certainly a skill that we’ll all utilize throughout our lives, and without it we tend to suffer.

Perhaps that’s the reason. If you subscribe to some of the theories out there, the modern education system was designed and funded by the elite over a century ago. At that time the globe was full into the industrial revolution, and there was a high demand for factory workers.

Why not create an “education system” that churns out obedient, well trained workers to man the factories. They’d be used to reporting in at a certain time, asking to use the washrooms, eating and taking breaks when the establishment permits.

Whether you buy into that theory completely or not, I believe there’s certainly some truth there. When you follow the money through the system across the globe, it tends to all point back to the same handful of organizations owned by the same handful of wealthy families.

It’s Time To Take Responsibility For Your Own Financial Education

The truth is nobody cares more about you or your money than you do. Your teachers didn’t, your banker doesn’t, your financial planner doesn’t and nobody else does either.

If you ever want to get a handle on your finances and escape the rat race of financial enslavement, then you have to take ownership of your financial education and know how money works, so you can get it working for you.

One of the best ways I know to attain this education is to seek out books by authors like Robert Kiyosaki, and Peter Schiff, and seek out mentors online and offline. There’s a wealth of knowledge available to you, and it’s your responsibility to seek it out and apply it.

Philippines – 10 Best Shopping Destinations in the Philippines

Apart from the beauty and elegance of the Philippines, this country is also a perfect place for shopping. There are lots of shopping destinations one can find in almost every corner of the Philippines. The country is packed with many shopping centers and bazaars where one can find almost everything. Tourists that visit the Philippines never leave the country empty handed with loads of shopping bags and luggage full of shopped items. Year after year, many more additional shopping centers are being established around the country making everyone have the best choices to do their shopping.

Here are ten among the many shopping destinations in the Philippines:

1. Ilalim ng Tulay Market
– meaning “under the bridge” market. It is located along the Carlos Palanca Street in Quiapo Manila. This is where one can find the best handicrafts made by the Filipinos. One can enjoy digging within the bargain stalls to look for items of their choice. What is more fascinating about shopping in this market is that the prices are always negotiable and everyone is welcome to bargain the price.

2. Makati Commercial Center – located at Makati City Philippines. Here one can find various items and even designer clothes and stuffs. This is a one stop shopping destination where one can surely find all the things they need. The establishment is also spacious for shoppers to have enough room to avoid inconvenience.

3. SM group of companies
- has lots of branches spreading all over the country selling the best items. The SM shopping malls have been really famous in the Philippines and are a regular shopping destination for the Filipino people. The SM group of companies is trusted for selling the best products and items that are made locally and others that are from abroad.

4. Street Shops – found everywhere in the Philippines along the street sides. There are different shops that sell several varieties of items. There are also retail shops and wholesale shops that are famous in the Philippines. Here, one can buy items in bulks and get lots of discounts. The more you buy, the more discounts you’ll get and one can save more.

5. Divisoria – this is the place for people looking for the cheapest items. Most of the Filipinos purchase their needs here. Some even come from the different provinces and shop in Divisoria. Here, people can buy lots of stuffs at once without spending too much.

6. Landmark – located in Makati City. Also one of the well known shopping centers in the Philippines selling the best quality items with its reasonable prices.

7. Greenhill’s Shopping Center
– a very famous shopping center in the Philippines where most of the shoppers prefer to go to buy quality items such as clothing, home wares, appliances and many others.

8. Harrison Plaza - located at Harrison Street Malate Manila. This is a one stop shopping center with packed with many stores and booths that sell different variety of items. This place is one of the best shopping places for Filipinos.

9. SM Mall of Asia – one of the branches of the SM group of companies. Considered as the largest shopping destination in Asia. One can enjoy various activities here, not only shopping. The mall has an ice skating ground where children and skaters can glide through the ice after their shopping spree.

10. Araneta Shopping Complex – one of the well known shopping destinations in the Philippines and the place to look for the best finds.

Here are just ten of the shopping destinations in the Philippines. There are so many other places to shop here, and one can find them anywhere in the country.

How to Promote YouTube Videos to Gain Traffic

YouTube videos are meant to deliver a message or promote a video clip that one has created. Companies, entrepreneurs and individuals use these videos to market, promote, advertise and even make money from these videos. The reason why YouTube is a great platform to market products and ideas is because, visual adverts play a major role in awareness, as they tend to stick to the mind faster than audio or written formats.

Although you might have created a great video, chances of people stumbling upon it are few, because there are millions of videos being uploaded in YouTube each day, thus making the platform saturated. To milk and obtain more visibility on the web, you will need to learn tips on how to promote YouTube videos effectively. There are several ways to do this as discussed below.

1. Use video search engines:
Video search engines play a big role in advertising video content. Having the video in YouTube alone is not enough to create awareness. Make sure you add the video content to these videos search engines, such as MetaCafe, Netflix or even truveo.com. You however need to select a relevant niche for your video for optimization and relevance needs. Doing this increases visibility probabilities online.

2. Optimize the video Title as well as its descriptions
This is an important step when learning how to promote YouTube Videos. Although YouTube has its own search engine to rank videos based on traffic and visibility, you can alter these by adding in video descriptions and what it is about. Video Meta descriptions are very important as they give a brief overview on what the video clip is all about. This works in the same way as Search Engine optimization, where you need to focus on the main keywords that people will use when searching for your content or related media.

3. Video Branding
Some people may try to use your video clip to advertise their content and media, and you may not benefit from their acts. To protect yourself against these, video branding will work for you best. You can do this with the help of a branding software such as adobe illustrator, where you can add in your addresses and links to your website. If anyone uses your content, he will participate in promoting yours too.

4. Use social media plugins to promote the video clip
Many people today use the social media to meet up new people and make friends. They also use this media to discuss trending videos, music and other life events. Facebook and MySpace offer a great platform to advertise the YouTube video. You can upload the video for Facebook users to view and comment on. In addition to this, you need to place a captivating description of the same. Through the Facebook users, you can generate enormous traffic thus lead to sales.

5. Market your video links through email marketing
If you are advertising a product or service through the video, and have a mailing list of target audience, you should then include links of the same in your mails, and direct them to view the clips. Although it may not be taught in many “how to promote YouTube videos” online programs, never leave out this strategy as you never know whom it will bring onboard.

6. Follow other popular videos in YouTube
Just like other social sites, you need to give for you to receive. The best way to earn traffic into your video is by responding to other people’s video clips on YouTube with a big follow-up. When you respond to a video clip, a link to your videos is created on these comments, thus leaving a trail for other people to follow.

Marketing through videos is a great way to win audience over, as well as enlighten them on what you have to offer. However great the clip is, you need to optimize it for video search engines and viewers. There are many free lessons on how to promote YouTube videos you can use to learn more.