Real Estate Housing Market – Oh, It Is Just Back to Normal – Yea, Right!

“It’s just back to normal’, “Just a seasonal slow-down’, “A normal minor adjustment’, “A great time to buy, with a much wider selection’, “A cooling market’”, “A soft landing”, “A slight tapering off” etc. Yes, these P.C. phrases are now replacing the “We should have a strong market for the foreseeable future” industry line prevalent just a few short months ago.The sad fact is people are still in self-denial here. We’re “special” because of our weather. We are known as America’s Finest City after all. It’s still common to hear someone say, “If you don’t buy now, you’re going to get priced out of the market!”Talk about your irrational exuberance in the Southern California real estate market. In a 2004 summer poll in the LA area, residents believed prices would continue to go up by more than 20% a year for another decade!What will be the industry P.C. phrases we’ll be hearing in about six to nine months? “It may well go as: “This home is a great buy, why just nine months ago you would have paid $25,000+ more…what a great savings.” Naturally, you would be talking to a buyer. For a seller (who has owned for some years) you might say: “Well, you are still making a profit. Who could have even known that the market would have turned down so fast?” For the downtown high-rise buyer who though they got a real deal on the final phase of their Gas Lamp digs, a real estate agent may be saying: “Well, because the resale value is actually below your 100% interest only trust deed, you really should consult a real estate attorney and/or meet with your lender to propose they accept your deed in lieu of foreclosure”.Are you reading this and thinking I’m way off base? Here are a few recent headlines:National Association of Realtors reports, in part: Total existing-home sales – including single-family, town homes, condominiums and co-ops – were down 5.7 percent in December from November.Time Magazine reports that ‘Vegas Condos Go Cold.”The Washington Post reports “Real estate groups in the Washington area have also reported declines to varying degrees.”"The bloom is definitely off the housing rose. Housing peaked last summer and has been weakening ever since,” said Mark Zandi, chief economist at Moody’s Economy.com.New York City Mayor Michael Bloomberg recently said the real estate market was slowing “dramatically” and only a “miracle” could stop soaring mortgage rates from eating into housing prices. “The real estate market is slowing down dramatically and we’re going to have a problem down the road,” Bloomberg said.”If people who want to sell their houses have to wait a longer time before someone comes along and buys it, it would be a miracle if prices didn’t start to go down,” he said.”‘The market has definitely peaked,’ said Jack Kyser, chief economist with the L.A. County Economic Development Corp. ‘The fever has broken and now the question people are asking themselves is if there is a crash ahead.’”This is my own opinion on a realistic view of what lies ahead as far as the San Diego real estate market: A multi-year depreciation that could easily take 30% off the highs which reached this market’s peak during the summer of 2005! Plus, I foresee headlines, maybe even national, announcing how the San Diego high-rise downtown boom has turned into a foreclosure city!As a realistic San Diego Realtor, I provide these facts to my sellers. If their property is not generating meaningful activity within the first month of being listed, it would be prudent to consider a revised marketing plan similar to what many San Diego real estate developers are doing. This would be a combination of value-range reduction as well as agent and buyer incentives to position the property as the best total value for the area.I think as Realtors we must adapt and not deny. To otherwise will have a dramatic impact on your financial health and community reputationCopyright 2006 – http://www.websitetrafficbuilders.com All rights reserved. any additions/modifications/hyperlinks added to this article will be considered a copyright violation & subject to immediate legal action without further notice.
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Statistics Programming – Easing the Pain

Different sets of software are being developed everyday just to ease man with some of his technical works such as in the field of business. These programs are specially designed to make high speed calculations and analysis of the data and come up with a soft copy of information output that can be used instantaneously after the software processes it. Statistics is one of the most complicated clerical works of anyone who is studying or working in the field of economics, politics and even social matters. Statistics is deemed to be of importance because it gives a type of descriptive conclusion or interpretation that can be very precise depending upon the quality of data that has been gathered and the competence that is given to organize, interpret and represent that data. But even with the level of competence that a person has with regards to his statistical skills, there is still a probability that a miscalculation might be made and alter the holistic outcome of the statistics.

However, because of the rapid advancements of technology and the evolution of the functions that can be performed by the humble computer software developers has come up with a certain software program that can make ease any statistician of all their statistical tasks. The development of a program that is able to perform the task of organizing and interpreting statistical data was q revolutionary breakthrough when it comes to statistical analysis help. Statistics programming is defined as the systematic calculation of all the numerical data that has been downloaded into the system wherein it is organized basing upon the categories. These categories are classified upon the nature of the data that has been downloaded. After the process of organizing the data, it will be then interpreted numerically. This function of statistical programming helps to lessen the burden of work and also to maximize the output of a statistician.

Statistical program is composed of sets of languages. There are a total of 17 categories in a statistical program and these are the following;
• Analytica, ADMB
• Gretl, GAUSS
• Mathematica
• OxMetrics
• Quantum (Programming Language)
• Programming Language, SPSS, Symbolic Data Analysis, Sysquake, SAS (software and language), Speakeasy(Computation), SHAZAM (Software)
• World Programming System
• XLispStat

Each of these categories of Statistics Programs has their own unique sets of functions. Each one of it is capable of performing specific functions about statistics. The MATRIX LAB is one of the statistics programs that are widely used today. It is a program that is provided by a certain company that is said to be fully capable of solving ad coming up with solutions with regards to any mathematical or numerical problems that are fed into it. The MATLAB assignment helps not only statistics but also other aspects that majorly require the use of mathematical equations and solving. Because of these software programs, statisticians are given more time to pay attention to other details of the data and leave the organization and the interpretation of it to the statistics software.

Classified Job Portals: Boosting Employment

There are numerous job seekers around the globe. The power of internet has enabled these numerous job aspirants as well as corporations seeking best candidates for job openings, to come together. Furthermore, online-classified job portals have helped them interact with each other making the process of employment search for people and finding a suitable candidate for organizations, an easy task. It helps them shortlist their options pursuing the best ones among them.Moreover, classified job portals also facilitate people in gathering the required knowledge and background of each company and candidate. They are like employment & work banks, which get job openings registered from leading organizations and present them to those looking for a work and vice verse. All the jobs are categorically organized in groups related to each field and industry. LA classifieds have helped numerous job seekers get suitable work and given a boost to their career growth.You can avail all these advantages and that too by simply registering with these job portals free of charge. They simply register aspiring job seekers and various organizations but also regularly update job seekers through e-mail about the recent openings that match their profile. In addition to this, they offer various other services like preparation of resume and expert consultation.Classified job portals provide every user their own personalized profile page wherein they can track and compare the jobs that they have applied for with the other candidates who have applied for the same position. You can add, as much information as you personally think is professionally necessary and appropriate and that can give you an edge over the other candidates.Today, more than 85% organizations utilize online job portals to post their job openings as well as use them for searching for the most deserving candidates for vacancies. Gone are the days when one had to visit numerous placement agencies and pay hefty amounts for registering with them. Now you can simply have a look at the available jobs on your and choose according to your preferences.
So, go ahead, explore your career opportunities with the best-classified job portals, and give your career the raise you have been waiting for.

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