Many people have a fear of flying, or aviophobia – both those who have flown and still remain uneasy, and also those who have never flown and really don’t know what to expect. At some point in your life you learned to be afraid of flying, since this is a learned response.This severe anxiety can cause a person to actually suffer a panic attack or even nausea and vomiting. However, airline travel makes it much easier to get where you’re going if it’s a long drive, so here are some tips to help with overcoming your fear of flying.First, remember that flying is actually a very safe form of travel. You are almost 300% more likely to die in a car accident than in a plane crash.Another thing to keep in mind is the extensive training which commercial airline pilots must go through. This entails thousands of hours of flight time and many certifications. Quite a few airline pilots are trained in the military, which is even more exacting. You can rest assured you are in good hands when flying on a commercial airline.Another good thing to do is to do some research about how a plane actually is able to fly in the first place. Without this knowledge, we can sometimes let our imaginations run amok, and you’d be surprised how a little research can put your mind at ease and take a lot of the mystery and uneasiness away. Fear of flying is often just a control issue, knowing that you have no control over the situation. But understanding the mechanics and knowing exactly why you are feeling that “turbulence” and what all the noises mean helps greatly in reducing your anxiety and fear.You can take a course to help with your fear of flying. Such courses exist online and also offline in different cities. Books and videos are also available to address your concerns. If nothing else has helped, you can speak to a therapist. Many people do utilize therapy to overcome flying anxiety, and it is often very helpful as they might be able to point you toward local support groups or classes.You may find it helpful to visit the airport now and again just to walk around and get used to the atmosphere, and also watch the planes taking off and landing. If you must fly and you simply cannot overcome your fear, a doctor can prescribe something for your anxiety. I would use this as a last resort, as many people successfully overcome their fear with one or more of the above-mentioned suggestions.Consider these airline travel tips for helping to overcome your flying phobia, and you may just find yourself enjoying a cross-country airplane trip at some point in the future.
Real Estate Housing Market – Oh, It Is Just Back to Normal – Yea, Right!
“It’s just back to normal’, “Just a seasonal slow-down’, “A normal minor adjustment’, “A great time to buy, with a much wider selection’, “A cooling market’”, “A soft landing”, “A slight tapering off” etc. Yes, these P.C. phrases are now replacing the “We should have a strong market for the foreseeable future” industry line prevalent just a few short months ago.The sad fact is people are still in self-denial here. We’re “special” because of our weather. We are known as America’s Finest City after all. It’s still common to hear someone say, “If you don’t buy now, you’re going to get priced out of the market!”Talk about your irrational exuberance in the Southern California real estate market. In a 2004 summer poll in the LA area, residents believed prices would continue to go up by more than 20% a year for another decade!What will be the industry P.C. phrases we’ll be hearing in about six to nine months? “It may well go as: “This home is a great buy, why just nine months ago you would have paid $25,000+ more…what a great savings.” Naturally, you would be talking to a buyer. For a seller (who has owned for some years) you might say: “Well, you are still making a profit. Who could have even known that the market would have turned down so fast?” For the downtown high-rise buyer who though they got a real deal on the final phase of their Gas Lamp digs, a real estate agent may be saying: “Well, because the resale value is actually below your 100% interest only trust deed, you really should consult a real estate attorney and/or meet with your lender to propose they accept your deed in lieu of foreclosure”.Are you reading this and thinking I’m way off base? Here are a few recent headlines:National Association of Realtors reports, in part: Total existing-home sales – including single-family, town homes, condominiums and co-ops – were down 5.7 percent in December from November.Time Magazine reports that ‘Vegas Condos Go Cold.”The Washington Post reports “Real estate groups in the Washington area have also reported declines to varying degrees.”"The bloom is definitely off the housing rose. Housing peaked last summer and has been weakening ever since,” said Mark Zandi, chief economist at Moody’s Economy.com.New York City Mayor Michael Bloomberg recently said the real estate market was slowing “dramatically” and only a “miracle” could stop soaring mortgage rates from eating into housing prices. “The real estate market is slowing down dramatically and we’re going to have a problem down the road,” Bloomberg said.”If people who want to sell their houses have to wait a longer time before someone comes along and buys it, it would be a miracle if prices didn’t start to go down,” he said.”‘The market has definitely peaked,’ said Jack Kyser, chief economist with the L.A. County Economic Development Corp. ‘The fever has broken and now the question people are asking themselves is if there is a crash ahead.’”This is my own opinion on a realistic view of what lies ahead as far as the San Diego real estate market: A multi-year depreciation that could easily take 30% off the highs which reached this market’s peak during the summer of 2005! Plus, I foresee headlines, maybe even national, announcing how the San Diego high-rise downtown boom has turned into a foreclosure city!As a realistic San Diego Realtor, I provide these facts to my sellers. If their property is not generating meaningful activity within the first month of being listed, it would be prudent to consider a revised marketing plan similar to what many San Diego real estate developers are doing. This would be a combination of value-range reduction as well as agent and buyer incentives to position the property as the best total value for the area.I think as Realtors we must adapt and not deny. To otherwise will have a dramatic impact on your financial health and community reputationCopyright 2006 – http://www.websitetrafficbuilders.com All rights reserved. any additions/modifications/hyperlinks added to this article will be considered a copyright violation & subject to immediate legal action without further notice.
The Financial Education You Never Received
I don’t know about what school was like for you, but when I went through school financial education was pretty much non-existent.
I seem to recall one small class on financial education that covered balancing a cheque book and other basics like that. Other than that though, learning how money works wasn’t a subject we were taught in school.
My Own Financial Education
For over a decade now I’ve been on my own mission of financial education that has included reading books, attending seminars, hiring coaches and working with mentors. It’s through this quest for knowledge that I’ve been able to get a much better understanding of what money actually is, and how our financial systems operate today.
Thanks to the internet there is a never ending supply of information available at your fingertips. The challenge is knowing what’s good and accurate and what isn’t. I have a select number of sources that I follow because of the quality of the information they provide, and there’s no shortage of information about how our banking and financial systems work if you look for it.
The Financial Education You Need Won’t Come From Schools
While a large segment of the population is waking up to the scam that has been perpetrated against us, the vast majority of “sheeple” are still in the dark and have no idea how our money system actually works.
Your Financial Education Begins When You Understand That Every Dollar In Existence Is Created As Debt
Once you understand this simple truth, you realize that interest is an instrument of financial enslavement. The money in circulation has been created out of thin air and circulates in the economy, but the money to pay the interest has never been created so we’re simply playing a game of financial musical chairs and when the music stops someone loses their car or home, and the bank gains the asset.
Why Don’t Schools Teach Financial Education?
I’ve often wondered why financial education isn’t taught in school just like math, English and science. In truth, I think it needs to be a core subject. It’s certainly a skill that we’ll all utilize throughout our lives, and without it we tend to suffer.
Perhaps that’s the reason. If you subscribe to some of the theories out there, the modern education system was designed and funded by the elite over a century ago. At that time the globe was full into the industrial revolution, and there was a high demand for factory workers.
Why not create an “education system” that churns out obedient, well trained workers to man the factories. They’d be used to reporting in at a certain time, asking to use the washrooms, eating and taking breaks when the establishment permits.
Whether you buy into that theory completely or not, I believe there’s certainly some truth there. When you follow the money through the system across the globe, it tends to all point back to the same handful of organizations owned by the same handful of wealthy families.
It’s Time To Take Responsibility For Your Own Financial Education
The truth is nobody cares more about you or your money than you do. Your teachers didn’t, your banker doesn’t, your financial planner doesn’t and nobody else does either.
If you ever want to get a handle on your finances and escape the rat race of financial enslavement, then you have to take ownership of your financial education and know how money works, so you can get it working for you.
One of the best ways I know to attain this education is to seek out books by authors like Robert Kiyosaki, and Peter Schiff, and seek out mentors online and offline. There’s a wealth of knowledge available to you, and it’s your responsibility to seek it out and apply it.
Building A Home: 6 Things Your Builder Will Not Tell You
Buying a newly constructed home should be an enjoyable experience. Sadly, for most consumers, it’s a nightmare that will stay with them the rest of their life. A common statement made by many new homebuyers is that they will never have another home built for them.
Here’s 6 things your builder will probably never tell you.
“We market that our company only uses the finest craftsmen to build our homes when in reality, we use the cheapest trades we can find, which means that many are not skilled and are day laborers.”
Custom and spec homebuilders bid out the work on your home to the lowest bidder. Kinda like the U.S. Government. There is few Custom builders left who do their own work and have their own crews.
“I have a binding contract that will prevent you from suing me should you have major defects in your home after you move in. And better yet, there is little you can do to get me to fix it!”
Read the fine print on your contract. Better yet, have a real estate attorney read it for you and explain to you what legal recourse you have should there be problems after you close. I bet you’ll come out of the attorney’s office amazed at how little rights you have if you sign the builders contract.
“If you’re really smart, you’ll hire your own third party, code certified, home inspector because the public inspectors and even my own inspectors aren’t here with your best interest at heart!”
Builders today search out third party inspectors to perform “Quality Assurance” inspections. Problem is, this is just more marketing hype than anything. In most states, these third party inspectors do not have to be licensed to perform “Construction Inspections”. My inspectors and I find a long list of items that these inspectors either miss or ignore on every new home we inspect. Not once have we found a home that the builders inspector found a majority of the defects.
City and county inspectors are generally about the same as the builders inspector or worse. Many of these inspectors are so piled up with work that they can only spend 15 to 20 minutes in a home. Besides, it is not the City or County’s inspectors job to look for workmanship issues, they are only there looking for health and safety issues and protecting the City and County’s interest. Just like the builders inspectors are there protecting the builders interest, not yours!
If you don’t know a good code certified home inspector ask around or check out the American Society of Home Inspectors at ashi.org
“My sales people and I can tell you anything we want because we’re not regulated by the State”
In many states, you’ll find that the sales people for builders are not licensed with the real estate commission like Real Estate Agents are. This lets them tell you whatever they need to so you’ll buy a home from them. I’ve heard just about sales people promising homebuyers just about anything you can imagine they’d buy from their builder. Buyer beware and get them to put it in writing before you sign the contract!
“Your home is built over a landfill or swamp… maybe both.”
As prime land is filling up with new homes, real estate developers and builders are turning to sub prime land. Here in my market, we have subdivisions sitting on landfills, swamps and former rice patties. None are prime areas for building a home on.
“If you back out of the contract for any reason, we’ll keep your earnest money an upgrade money”
Many people are surprised to find this is true. In Texas most builders will, check with the Attorney General in your state to see if this is legal. Again, the builder or sales people may tell you different, but most contracts have a clause that says you’ll forfeit your earnest money or upgrade money if you back out of the home. Get it in writing what happens if you back out and the steps you must take to get your money back. Don’t think it won’t happen to you because I see it happen all the time.
As each state, county and city is different, you should check with a knowledgeable inspector in your area plus your real estate attorney before purchasing a newly constructed home. Also, GET EVERYTHING FROM THE BUILDER IN WRITING! If he promises you he’ll throw in a few extra outlets in the garage, get him to put it in the contract.
This article may be reprinted, copied and distributed as you see fit as long as it is not altered and the article remains intact, including the resource box below.
Outdoor Fitness – Tips To Get Fit Out Of Doors
Experts advise to break up the long-term fitness goals into shorter, smaller and more realistic ones in order to ensure success and to be able to stick to an exercise regime, many professional health instructors suggest making work-outs fun to do! Once you eliminate boredom from an exercise routine, such as only working out on a stationery bike or hitting the home-gym where you are faced with the treadmill and the same old environment by taking your workout out, you stand a better chance of sticking to the routine – thanks to the novelty factor as well as the freshness of the ideas as such.
Moreover, with increased health awareness and learning about the ill-effects of obesity, there is no dearth of the number of open-air fitness options that are increasingly being made available to singles or groups of people wanting to explore being outdoors – and benefit health-wise from it, too!
So, it’s a common sight today to find people engaged in sporty pursuits for a health purpose as well as one that combines a certain amount of communing with nature or socializing such as walking the dog or swimming in a community pool ensures they benefit from.
The advantages to taking your daily work-out outdoors are many: from needing little by way of expensive gym equipment (read nothing more than your own two feet or a pair of dumbbells, if you wish) to avoiding the sweaty crowds at the local gym, from no having to drive back and forth to a health spa to availing the benefits of fresh and pure oxygen, from ensuring your daily dose of vitamin D that is only available from sunlight to being free to exercise anytime of the day, anywhere – the benefits of outdoorsy workout are huge!
There are also many different types of activities one can pursue outdoors, some of which we list here for your benefit and healthful knowledge:
Apart from exercising your lungs and filling them with pure oxygen that an outdoor work-out in the early morning guarantees you, you also get to benefit from the added room and spaciousness of an outdoor environment where you can perform lunges to build leg, buttock and thigh muscles. You can team these with other forms of exercise that are restricted by limited space indoors, such as jogging and stretching.
Thus, when outdoors, you can accommodate various forms of energetic exercise to sweat more, weigh less and look great by combining different motions such as performing standing lunges, brisk walking and rear lunges besides elevated walking.
The benefits of performing push-ups for a toned upper body are many and these can best be realized when performed in a natural environment that does away with the need for investing in a bench-press machine or an expensive gym membership fee. Basic movements for a push up includes standard, wide and close gripping of surfaces that will help to stimulate shoulder, chest and triceps muscles and this can be achieved with simple elevation of the hands; more intense work-outs can be performed by elevating your feet.
If you feel up to it, try clapping between push-ups or even squatting on one leg then standing and trying a wider stance; do remember to repeat till you feel the legs experiencing the effects of your efforts.
Other great outdoor exercises include sit-ups, chin-ups (try a tree or playground), uphill running or even walking like a duck – and you will be on your way to good health, cost-effectively!
How to Promote YouTube Videos to Gain Traffic
YouTube videos are meant to deliver a message or promote a video clip that one has created. Companies, entrepreneurs and individuals use these videos to market, promote, advertise and even make money from these videos. The reason why YouTube is a great platform to market products and ideas is because, visual adverts play a major role in awareness, as they tend to stick to the mind faster than audio or written formats.
Although you might have created a great video, chances of people stumbling upon it are few, because there are millions of videos being uploaded in YouTube each day, thus making the platform saturated. To milk and obtain more visibility on the web, you will need to learn tips on how to promote YouTube videos effectively. There are several ways to do this as discussed below.
1. Use video search engines:
Video search engines play a big role in advertising video content. Having the video in YouTube alone is not enough to create awareness. Make sure you add the video content to these videos search engines, such as MetaCafe, Netflix or even truveo.com. You however need to select a relevant niche for your video for optimization and relevance needs. Doing this increases visibility probabilities online.
2. Optimize the video Title as well as its descriptions
This is an important step when learning how to promote YouTube Videos. Although YouTube has its own search engine to rank videos based on traffic and visibility, you can alter these by adding in video descriptions and what it is about. Video Meta descriptions are very important as they give a brief overview on what the video clip is all about. This works in the same way as Search Engine optimization, where you need to focus on the main keywords that people will use when searching for your content or related media.
3. Video Branding
Some people may try to use your video clip to advertise their content and media, and you may not benefit from their acts. To protect yourself against these, video branding will work for you best. You can do this with the help of a branding software such as adobe illustrator, where you can add in your addresses and links to your website. If anyone uses your content, he will participate in promoting yours too.
4. Use social media plugins to promote the video clip
Many people today use the social media to meet up new people and make friends. They also use this media to discuss trending videos, music and other life events. Facebook and MySpace offer a great platform to advertise the YouTube video. You can upload the video for Facebook users to view and comment on. In addition to this, you need to place a captivating description of the same. Through the Facebook users, you can generate enormous traffic thus lead to sales.
5. Market your video links through email marketing
If you are advertising a product or service through the video, and have a mailing list of target audience, you should then include links of the same in your mails, and direct them to view the clips. Although it may not be taught in many “how to promote YouTube videos” online programs, never leave out this strategy as you never know whom it will bring onboard.
6. Follow other popular videos in YouTube
Just like other social sites, you need to give for you to receive. The best way to earn traffic into your video is by responding to other people’s video clips on YouTube with a big follow-up. When you respond to a video clip, a link to your videos is created on these comments, thus leaving a trail for other people to follow.
Marketing through videos is a great way to win audience over, as well as enlighten them on what you have to offer. However great the clip is, you need to optimize it for video search engines and viewers. There are many free lessons on how to promote YouTube videos you can use to learn more.
Philippines – 10 Best Shopping Destinations in the Philippines
Apart from the beauty and elegance of the Philippines, this country is also a perfect place for shopping. There are lots of shopping destinations one can find in almost every corner of the Philippines. The country is packed with many shopping centers and bazaars where one can find almost everything. Tourists that visit the Philippines never leave the country empty handed with loads of shopping bags and luggage full of shopped items. Year after year, many more additional shopping centers are being established around the country making everyone have the best choices to do their shopping.
Here are ten among the many shopping destinations in the Philippines:
1. Ilalim ng Tulay Market – meaning “under the bridge” market. It is located along the Carlos Palanca Street in Quiapo Manila. This is where one can find the best handicrafts made by the Filipinos. One can enjoy digging within the bargain stalls to look for items of their choice. What is more fascinating about shopping in this market is that the prices are always negotiable and everyone is welcome to bargain the price.
2. Makati Commercial Center – located at Makati City Philippines. Here one can find various items and even designer clothes and stuffs. This is a one stop shopping destination where one can surely find all the things they need. The establishment is also spacious for shoppers to have enough room to avoid inconvenience.
3. SM group of companies - has lots of branches spreading all over the country selling the best items. The SM shopping malls have been really famous in the Philippines and are a regular shopping destination for the Filipino people. The SM group of companies is trusted for selling the best products and items that are made locally and others that are from abroad.
4. Street Shops – found everywhere in the Philippines along the street sides. There are different shops that sell several varieties of items. There are also retail shops and wholesale shops that are famous in the Philippines. Here, one can buy items in bulks and get lots of discounts. The more you buy, the more discounts you’ll get and one can save more.
5. Divisoria – this is the place for people looking for the cheapest items. Most of the Filipinos purchase their needs here. Some even come from the different provinces and shop in Divisoria. Here, people can buy lots of stuffs at once without spending too much.
6. Landmark – located in Makati City. Also one of the well known shopping centers in the Philippines selling the best quality items with its reasonable prices.
7. Greenhill’s Shopping Center – a very famous shopping center in the Philippines where most of the shoppers prefer to go to buy quality items such as clothing, home wares, appliances and many others.
8. Harrison Plaza - located at Harrison Street Malate Manila. This is a one stop shopping center with packed with many stores and booths that sell different variety of items. This place is one of the best shopping places for Filipinos.
9. SM Mall of Asia – one of the branches of the SM group of companies. Considered as the largest shopping destination in Asia. One can enjoy various activities here, not only shopping. The mall has an ice skating ground where children and skaters can glide through the ice after their shopping spree.
10. Araneta Shopping Complex – one of the well known shopping destinations in the Philippines and the place to look for the best finds.
Here are just ten of the shopping destinations in the Philippines. There are so many other places to shop here, and one can find them anywhere in the country.
Classified Job Portals: Boosting Employment
There are numerous job seekers around the globe. The power of internet has enabled these numerous job aspirants as well as corporations seeking best candidates for job openings, to come together. Furthermore, online-classified job portals have helped them interact with each other making the process of employment search for people and finding a suitable candidate for organizations, an easy task. It helps them shortlist their options pursuing the best ones among them.Moreover, classified job portals also facilitate people in gathering the required knowledge and background of each company and candidate. They are like employment & work banks, which get job openings registered from leading organizations and present them to those looking for a work and vice verse. All the jobs are categorically organized in groups related to each field and industry. LA classifieds have helped numerous job seekers get suitable work and given a boost to their career growth.You can avail all these advantages and that too by simply registering with these job portals free of charge. They simply register aspiring job seekers and various organizations but also regularly update job seekers through e-mail about the recent openings that match their profile. In addition to this, they offer various other services like preparation of resume and expert consultation.Classified job portals provide every user their own personalized profile page wherein they can track and compare the jobs that they have applied for with the other candidates who have applied for the same position. You can add, as much information as you personally think is professionally necessary and appropriate and that can give you an edge over the other candidates.Today, more than 85% organizations utilize online job portals to post their job openings as well as use them for searching for the most deserving candidates for vacancies. Gone are the days when one had to visit numerous placement agencies and pay hefty amounts for registering with them. Now you can simply have a look at the available jobs on your and choose according to your preferences.
So, go ahead, explore your career opportunities with the best-classified job portals, and give your career the raise you have been waiting for.